This site requires JavaScript to be enabled. Please enable JavaScript in your browser settings, or upgrade to a modern browser.

Property Speaking | Banks offering loan deals that have you paying the interest first - here's what you need to know

Loading player...

Banks are now apparently offering loan deals where you pay the interest first before starting the capital reduction. In South Africa, a few financial institutions offer "interest-only" or reduced-payment periods. During this time, your monthly instalments cover only the interest, giving you lower payments so you can free up cash flow. Mpho Molefe and Jones Netshipise are joined by Broker and Owner of Remax, Phillip Schoeman to talk about this.

2 Jul English South Africa Business · Arts

Other recent episodes

Property Speaking | What is land banking and why are so many people talking about it?

When we talk about property investment, the conversation usually revolves around buying a house, an apartment or commercial property. But what about the people who buy land and simply hold onto it? Mpho Molefe and Jones Netshipise talk to Broker and Owner of Remax, Phillip Schoeman about land banking.

5 Nov 7 min

Elevator Pitch | Basetsana Matjila is the Founder of Bochabelo Maize Mealie

Mpho Molefe and Jones Netshipise hear an elevator pitch from Basetsana Salome Matjila who is the founder of Bochabelo Maize Mealie. They are joined by Thabelo Raphala, Business Coach and CEO of Eliora to give her pointers on how to pitch for investors.

10 Nov 5 min

Daily Digest | Should all motorists be required to have dashcams to prevent crimes and curb drunk driving?

An incident of a North West police officer manhandling a delivery driver near Rustenburg has caught the public eye after the video was widely shared on social media. And although the incident was recorded using a phone, this made us think about the many times a dashcam has helped victims…

10 Nov 5 min

Money Power | Preparing for Black Friday? Here's what to keep in mind

As Black November promotions encourage South Africans to splurge, experts are urging shoppers to distinguish between genuine savings and purchases that put further pressure on strained household budgets. Mpho Molefe and Jones Netshipise talk to Sarah Nicholson, the Head of customer experience at JustMoney about their 2026 Money & Me…

9 Nov 6 min

Lifestyle Friday | Ever wondered what having a private chef feels like? Theto-ya-Modimo gives the team a taste

Life gets busy, and between work, family commitments and everything else that demands our attention, preparing a proper home-cooked meal can sometimes feel like another job at the end of an already long day. Mpho Molefe and Jones Netshipise are in studio with Theto-ya-Modimo Tsosheletso Mawela, Private Chef and Founder…

6 Nov 7 min

All episodes