CyberSense - One Time Pins (OTPs)
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🔢 CYBER SENSE ALERT: One-Time Pins – The Last Line of Defence Scammers Are Breaking 🔢
Your One-Time PIN is your last line of defence. Scammers are calling South Africans pretending to be their bank – and asking for it.
The Golden Rule:
NEVER SHARE YOUR OTP WITH ANYONE. EVER.
Your bank will never ask for it. SARS will never ask for it. No legitimate organisation will ever ask you to read out your OTP.
The Scam:
You get a call from "your bank." They sound professional. They know your name and ID. They claim there's fraud. They ask for your OTP to "verify" or "block" the transaction.
You share it. Your account is emptied. The money is gone.
How to Protect Yourself:
NEVER SHARE YOUR OTP. No one legitimate will ever ask for it.
HANG UP AND CALL BACK. If someone calls claiming to be your bank, say "I'm calling you back on the number on my card." Then do it.
CHECK YOUR BANKING APP. Open it yourself. Don't trust the caller's story.
DON'T TRUST CALLER ID. Scammers can spoof any number.
ENABLE TRANSACTION NOTIFICATIONS. Know what's happening in your accounts.
If You've Already Shared Your OTP:
Call your bank's fraud line immediately – use the number on your card.
Change your password.
Open a case at SAPS.
Bottom Line: Your OTP is yours alone. Keep it secret. Keep it safe.
Stay safe out there!
- Declan Hardie, Cyber Sense
Your One-Time PIN is your last line of defence. Scammers are calling South Africans pretending to be their bank – and asking for it.
The Golden Rule:
NEVER SHARE YOUR OTP WITH ANYONE. EVER.
Your bank will never ask for it. SARS will never ask for it. No legitimate organisation will ever ask you to read out your OTP.
The Scam:
You get a call from "your bank." They sound professional. They know your name and ID. They claim there's fraud. They ask for your OTP to "verify" or "block" the transaction.
You share it. Your account is emptied. The money is gone.
How to Protect Yourself:
NEVER SHARE YOUR OTP. No one legitimate will ever ask for it.
HANG UP AND CALL BACK. If someone calls claiming to be your bank, say "I'm calling you back on the number on my card." Then do it.
CHECK YOUR BANKING APP. Open it yourself. Don't trust the caller's story.
DON'T TRUST CALLER ID. Scammers can spoof any number.
ENABLE TRANSACTION NOTIFICATIONS. Know what's happening in your accounts.
If You've Already Shared Your OTP:
Call your bank's fraud line immediately – use the number on your card.
Change your password.
Open a case at SAPS.
Bottom Line: Your OTP is yours alone. Keep it secret. Keep it safe.
Stay safe out there!
- Declan Hardie, Cyber Sense
