PayJoy Broadens Access to Smartphones in SA

Loading player...
GUEST - Shaun Durandt, Head of Business Development for PayJoySouth Africa

In a world where smartphones are the new gateway to opportunity, access remains a challenge for millions of South Africans. Despite widespread mobile connectivity, only 47% of devices in use locally are smartphones leaving a significant portion of the population disconnected from the digital economy that contributes nearly 19% to South Africa’s GDP.

This week on Kaya Biz, we unpack how PayJoy is changing that narrative. The company is pioneering flexible smartphone payment plans that open doors to financial inclusion, digital access, and economic participation. With over 17 million customers globally and a rapidly expanding South African footprint, PayJoy is giving more people the tools to learn, work, and connect in a mobile-first economy.
4 Nov 2025 English South Africa Technology · Business

Other recent episodes

Auto‑Assessments 2026 in advancing Smarter Tech, Smarter Filing

SARS has upgraded auto‑assessments with pre‑filled investment data, cleaner forms, WhatsApp notices and smarter verification alerts. But automation doesn’t guarantee accuracy. Andre Bothma from Tax Tim explains what’s improved, what taxpayers must still check manually, and how TaxTim’s Auto‑Assessment Checker and TimAI can help prevent costly mistakes.
30 Jun 7 min

AI Policy Failure & the Future of Economic Decision‑Making

Economist Xhanti Payi and AI innovator Simukayi Mukuna explore how AI is exposing the limits of traditional policymaking, revealing data gaps, institutional weaknesses and risks for inequality. We discuss what a modern, AI-enabled policy environment should look like — and the skills South Africans need to thrive in a tech-driven…
23 Jun 10 min

How SA’s Innovators Are Driving Cleantech

Start-Up Culture CEO Tervern Jaftha discusses the surge of over 2,000 applications to the National Cleantech Innovation Challenge and what it reveals about South Africa’s innovation momentum. We explore grassroots entrepreneurship, township-to-tech pathways, and how TIA partnerships are helping innovators commercialize solutions in energy, water, agriculture, and waste.
26 May 11 min

Rewiring SA Classrooms

The Shoprite Foundation is rolling out AI, coding, and robotics labs across townships and rural schools — from Khayelitsha to Mpumalanga. Director Maude Modise explains how the programme is transforming digital skills, boosting learner confidence, and preparing South Africa’s youth for an AI‑driven future.
19 May 8 min