National Debt Awareness Month | Q4 2025 Debt Index : Confidence up, but costs outpace income growth

South Africans haven’t abandoned luxury they’ve simply become smarter about how they access it. Greg Grenfield, founder of We Buy Brands, explains the explosive rise of the pre‑loved luxury market, why authenticated resale is booming, and how consumers are treating handbags, watches and jewellery as “wearable assets.”

With more South Africans relying on credit to get by, FinChoice’s Richard Eberlein breaks down the essentials: how to assess affordability, why credit scores matter, the hidden costs borrowers overlook, why loan balances barely move, and how to avoid digital lending scams. A practical guide to borrowing smart in a…

South Africa’s informal economy turns over R190 billion a year — and fintechs are rapidly gaining ground. Ged Nooy, General Manager: Field Force, Provantage reveals insights from 8,785 informal outlets, showing why cash still dominates, why fintech devices are winning daily transactions, and what banks still misunderstand about township traders.

South Africa’s informal economy turns over R190 billion a year — and fintechs are rapidly gaining ground. Ged Nooy, General Manager: Field Force, Provantage reveals insights from 8,785 informal outlets, showing why cash still dominates, why fintech devices are winning daily transactions, and what banks still misunderstand about township traders.

With the repo rate now at 7% and prime at 10.5%, South Africans are bracing for higher repayments on home loans, car finance, credit cards and store accounts. NDCA Chairperson René Moonsamy explains how the rate hike filters into monthly budgets, why arrears are rising, and which income groups are…