National Debt Awareness Month | Q4 2025 Debt Index : Confidence up, but costs outpace income growth

Personal finance educator Mapalo Makhu joins Inside Your Pocket to unpack what financial resilience really means in today’s economy. With rising income volatility, affordability pressures and shifting consumer behaviour, Mapalo offers practical tools for navigating uncertainty, choosing flexible financial protection, and building resilience that fits real South African lives.

South Africans are spending — but with sharper discipline. NIQ’s latest State of the Retail Nation shows rising price sensitivity, heavier reliance on promotions, and a widening gap between FMCG resilience and tech‑and‑durables caution. FMCG sales rose 5.5% to R347.7 billion, while T&D sales fell 5.8% as consumers delayed upgrades…

National Treasury’s 2026 Draft Tax Bills propose changes that could directly affect household budgets, medical scheme affordability, investment decisions and even everyday transactions. Old Mutual Senior Tax Consultant Aleweyah Price breaks down the key proposals, who they impact most, and what South Africans should be doing now as the Bills…

Alexforbes’ Rita Cool joins Inside Your Pocket to unpack how marriage, divorce and marital regimes reshape your estate — and why a Will remains essential even in a joint estate. She breaks down accrual, customary marriage rules, the three‑month divorce grace period, and the practical steps women should take to…

Women in South Africa spend an estimated R900 a month on gender-specific costs — from menstrual products to personal safety. Over a reproductive lifespan, that totals R302,400, and could grow to R657,000 if invested monthly. Monalisa Zwambila, founder of Femio, explains how her lived experience as a single mother inspired…