National Debt Awareness Month | Q4 2025 Debt Index : Confidence up, but costs outpace income growth

South Africa’s informal economy turns over R190 billion a year — and fintechs are rapidly gaining ground. Ged Nooy, General Manager: Field Force, Provantage reveals insights from 8,785 informal outlets, showing why cash still dominates, why fintech devices are winning daily transactions, and what banks still misunderstand about township traders.

South Africa’s informal economy turns over R190 billion a year — and fintechs are rapidly gaining ground. Ged Nooy, General Manager: Field Force, Provantage reveals insights from 8,785 informal outlets, showing why cash still dominates, why fintech devices are winning daily transactions, and what banks still misunderstand about township traders.

With the repo rate now at 7% and prime at 10.5%, South Africans are bracing for higher repayments on home loans, car finance, credit cards and store accounts. NDCA Chairperson René Moonsamy explains how the rate hike filters into monthly budgets, why arrears are rising, and which income groups are…

A new BioCatch report reveals that South Africa is facing one of the world’s fastest‑rising fraud landscapes, with 75% of banks reporting increased attacks and 81% losing more than $5 million annually. Alex Robinson, Director of Global Advisory at BioCatch, joins Kaya Biz to unpack the rise of social engineering,…

Debt expert Dehan Scherman from National Debt Advisors warned that rising global oil prices could quickly translate into higher fuel, transport and food costs for South African households.