Everything Counts | Episode 41: Global Shopping for South Africans
Loading player...
Earning, spending, investing and shopping overseas has never been easier, but it has never been more complex either. If your money is constantly moving between currencies, countries, and platforms, it can feel like you’re doing everything right on paper while still losing value through fees, exchange rates and timing.
In this episode of Everything Counts, Motheo Khoaripe explores what it really means to live a global financial life. He’s joined by Dan Buntman, Product Lead for International Banking at Investec, and Bonnie Dalglish, Private Banking Forex Lead, to unpack how South Africans are spending, earning and investing in an increasingly borderless world.
The conversation dives into the explosive growth of online and global shopping, the rise of multicurrency lifestyles, and why so many people feel their money is harder to track than ever before. From foreign income and international subscriptions to offshore investing, travel, and digital nomad life, the episode highlights the hidden costs and blind spots that can quietly erode your finances.
You’ll learn how exchange rates, fees, and payment timing impact your money, why separating currency conversion from spending can be a game changer, and how new banking technology is simplifying global payments behind the scenes. The experts also explain how multicurrency accounts and intelligent routing can help reduce friction, avoid unnecessary conversions, and give you more control when your life stretches across borders.
If your lifestyle, income, or investments are international (or heading that way) this episode will help you understand how to make your global money work harder for you, with less stress and more control.
00:00 Introduction
02:00 How popular is online shopping?
04:00 How are South Africans online shopping overseas?
05:10 Banking allows global shopping
06:10 How are South Africans living and spending across borders?
09:00 What to consider when it comes to multi currency spending
09:30 Buying foreign currency vs global spending
11:00 How banking innovations make international spending easier
12:00 What is a multi currency account?
13:00 The technology behind multi currency accounts
15:15 Benefits of a multi currency account
17:05 How many people are using multi currency accounts?
19:30 Key takeaways for international spending
21:00 Conclusion
In this episode of Everything Counts, Motheo Khoaripe explores what it really means to live a global financial life. He’s joined by Dan Buntman, Product Lead for International Banking at Investec, and Bonnie Dalglish, Private Banking Forex Lead, to unpack how South Africans are spending, earning and investing in an increasingly borderless world.
The conversation dives into the explosive growth of online and global shopping, the rise of multicurrency lifestyles, and why so many people feel their money is harder to track than ever before. From foreign income and international subscriptions to offshore investing, travel, and digital nomad life, the episode highlights the hidden costs and blind spots that can quietly erode your finances.
You’ll learn how exchange rates, fees, and payment timing impact your money, why separating currency conversion from spending can be a game changer, and how new banking technology is simplifying global payments behind the scenes. The experts also explain how multicurrency accounts and intelligent routing can help reduce friction, avoid unnecessary conversions, and give you more control when your life stretches across borders.
If your lifestyle, income, or investments are international (or heading that way) this episode will help you understand how to make your global money work harder for you, with less stress and more control.
00:00 Introduction
02:00 How popular is online shopping?
04:00 How are South Africans online shopping overseas?
05:10 Banking allows global shopping
06:10 How are South Africans living and spending across borders?
09:00 What to consider when it comes to multi currency spending
09:30 Buying foreign currency vs global spending
11:00 How banking innovations make international spending easier
12:00 What is a multi currency account?
13:00 The technology behind multi currency accounts
15:15 Benefits of a multi currency account
17:05 How many people are using multi currency accounts?
19:30 Key takeaways for international spending
21:00 Conclusion
