What You Must Know Before You Borrow

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With more South Africans relying on credit to get by, FinChoice’s Richard Eberlein breaks down the essentials: how to assess affordability, why credit scores matter, the hidden costs borrowers overlook, why loan balances barely move, and how to avoid digital lending scams. A practical guide to borrowing smart in a high‑pressure economy

12 Jun English South Africa Business

Marriage, Divorce & Your Will

Alexforbes’ Rita Cool joins Inside Your Pocket to unpack how marriage, divorce and marital regimes reshape your estate — and why a Will remains essential even in a joint estate. She breaks down accrual, customary marriage rules, the three‑month divorce grace period, and the practical steps women should take to…

27 Aug 21 min

Turning Gender Costs Into Leverage

Women in South Africa spend an estimated R900 a month on gender-specific costs — from menstrual products to personal safety. Over a reproductive lifespan, that totals R302,400, and could grow to R657,000 if invested monthly. Monalisa Zwambila, founder of Femio, explains how her lived experience as a single mother inspired…

13 Aug 22 min

How South Africans Are Coping Under Pressure

Budget Insurance’s inaugural Financial Health Survey reveals a nation adapting under strain: 37% say their financial wellbeing improved, yet 59% lack confidence about the year ahead and 72% don’t believe they’ll retire comfortably. Senior Manager Tando Ngibe explains how households are coping, the mental health impact of debt, shifting insurance…

6 Aug 13 min

Are Stokvels the Key to SA’s Savings Turnaround?

With over 119,000 groups and 358,000 members on FNB’s digital platform, stokvels remain one of SA’s strongest savings engines. Gugu Zikhali, Head of Stokvels at FNB, explains the behavioural power of collective saving and why stokvels outperform individual discipline.

30 Jul 13 min

Stretching Your Rand as Inflation & Rates Rise

With inflation rising, borrowing costs increasing and real salaries under pressure, Sisandile Nkatu, Head of Deposits at Nedbank, shares practical, adaptive ways for consumers to stretch their rand. From micro‑habits to smarter spending, emergency buffers and behaviour‑based savings strategies, this conversation helps South Africans navigate a tough financial landscape with…

23 Jul 16 min