
Bank Zero achieves Break-Even: 100,000 Customers, Zero Fees, Big Milestone
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Bank Zero has achieved its first break‑even month — less than five years after launch and with only 100,000 customers. With cumulative capital investment under R300 million, a founder‑built core banking platform, zero card fraud, and a rapidly expanding deposit base, the bank is redefining digital banking efficiency. Michael Jordaan joins Kaya Biz to unpack the milestone, the SME surge, the zero‑fee model, and what comes next for the platform.

