Credit, lay-bys & avoiding insurance pitfalls

Fezile had money in his Capitec account - or so he thought. On three occasions since last August, his Telkom debit order went unmet, costing him bank fees, Telkom penalty fees, and a dent in his credit record. When I took up his case with Capitec, the bank explained the…

Scammers are banking on the fact that while you've been trained to distrust links, you're far less suspicious of QR codes – we are used to scanning them without a second thought. The latest form of bank scam is "quishing" — fake QR codes sent via email or messaging apps…

In South Africa, fully understanding your insurance policy isn't just good sense — it's your legal right. So, to avoid heartbreak at claim stage, ask these five questions before signing: 1.What exactly am I covered for? 2. What is excluded? Read carefully, because exclusions are often buried in technical language…

Wendy Knowler is back with the kind of advice your wallet has been waiting for. Keep your receipts, check what your cellphone insurance actually covers, know what to say when telemarketers call and yes, you can get that bottle deposit back in cash. Small things. Big difference.

Wendy Knowler breaks down the things brands, banks, and scammers are counting on you not knowing — from new labeling rules that expose what's really in your food, to the cancellation clause that could cost you your entire wedding deposit, to the sophisticated scams now targeting everyday South Africans. Knowledge…